Flagship practice

Your insurer made a promise. We hold them to it.

Bad-faith denials and storm-damage claims when an insurer won’t pay what it owes. We read the policy, build the proof, and push back.

Flat-priced policy reviewStorm-season readyState & federal courts
The fine print, plainly

You paid the premiums. That was the deal.

You bought the policy expecting two things: the right coverage, honestly sold — and a company that pays when it’s needed.

Policies we fight over

Home & property

  • Homeowner’s insurance
  • Renter’s insurance
  • Flood insurance

Health & income

  • Medical insurance
  • Disability policies
  • ERISA claims

Vehicles

  • Auto insurance policies

Business

  • Commercial insurance
The adjuster’s playbook
01
Deny and go quietA valid claim refused, then the phone stops getting answered.
02
Delay until you foldMonths of “processing” while the repairs wait and the bills don’t.
03
Lowball the lossAn offer that won’t cover the damage, hoping you don’t know the policy’s limits — or your rights.

Adjusters are trained to protect the company’s interests. You’re allowed someone trained to protect yours.

How we help

Bad-faith denials and storm-damage claims when an insurer won’t pay what it owes. We read the policy, build the proof, and push back — in state and federal courts.

We’ve represented policy holders against insurance companies across every kind of coverage, and the patterns repeat: valid claims denied, payments delayed, offers that don’t approach the loss. Many policy holders never learn the real limits of their coverage until the moment it fails them. We also handle insurance fraud — the cases where an agent misrepresented the policy you thought you were buying.

Insurance reviews are a paid attorney consultation — you’ll know the exact cost before you book. No surprises.

Exhibit — Johnston, Moore & Weston

Matters we handle

  • Storm & tornado damage claims
  • Denied or underpaid claims
  • Bad-faith litigation
  • Coverage disputes & appraisal
  • Agent misrepresentation & policy fraud

How it works

Tell us what’s happeningA short, confidential conversation about your situation — no legal jargon required.
We dig inThe facts, the paperwork, and the law — we build your real options.
You decideStraight answers about costs and odds. No pressure — the next step is always yours.

What to bring to the first call

Don’t organize anything. Bring what you have — we’ve seen shoeboxes and we’ve seen spreadsheets, and both turned into wins.

  • The policy — declarations page if you have it
  • The denial or offer letter
  • Photos of the damage
  • Contractor estimates

Common questions

Often, yes — denials get reversed when the proof is organized and the policy actually covers the loss. The review tells you honestly whether yours is worth the fight.

The initial consultation is free, and we’ll explain fees clearly before you commit to anything.

Huntsville, Madison, Decatur, Cullman, Gadsden, Anniston, and the surrounding North Alabama communities — from our downtown Huntsville office.

They denied the claim. Let’s see if that holds up.

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